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Five Ways to Manage Risk in Your Retirement Savings Plan

Your employer-sponsored retirement savings plan is a convenient way to help you accumulate money for retirement. Using payroll deductions, you invest for the future automatically, following that oft-noted advice to "pay yourself first." But choosing to participate is just one important step. Another key to making it work for you is managing risk in your portfolio. Following are five ways to tackle this important task.

1. Know your personal risk tolerance

Gauging your personal risk tolerance--or your ability to endure losses in your account due to swings in the market--is an important first step. All investments come with some level of risk, so it's important to be aware of how much volatility you can comfortably withstand before choosing investments.

One way to do this is to reflect on a series of questions, such as:

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WNY Veg Fest at Delaware Park


BUFFALO, NY - Eating healthy and staying fit was the theme of an event at Delaware Park Sunday.

That's where hundreds of people attended the second annual Western New York Veg Fest. The outdoor fair featured plenty of vegan food, live music and even a "Tofurky Trot" 5k run. It's all in an effort to raise awareness about the potential health benefits of a plant-based diet.

The menu featured Indian food, Thai food, soul food and pizza -- all of it completely vegan.

Thieves steal wheels from car on Amherst Street


BUFFALO, NY - A Buffalo resident posted a photo to the WGRZ Facebook page on Friday of a very unfortunate crime she fell victim to. Rosemary Gattie says all four of her tires and rims were stolen off her car overnight on Amherst Street near Elmwood Avenue.

Buffalo Police told us they were looking into the matter but they did not know of any similar incidents in the area.

On Saturday we received two more photos of cars whose wheels were stolen. Doug McKee says his neighbor's tires were stolen from a car on Clarendon Place, near Delaware Park, on July 14. Ryan Leonard posted a photo taken at Lafayette and Ashland avenues, saying the wheels were stolen July 30. On Sunday, a viewer sent us a photo of a car in the same condition on Bird Avenue near Elmwood on July 7.

We're awaiting further details from police.

Dog Ears Bookstore Offering Free Camp for Middle School Students

Dog Ears Bookstore Offering Free Camp for Middle School Students

 

A free and fun Summer Reading & Writing Camp for children in grades six through eight will be held Aug. 17-21 at Dog Ears Bookstore, located at 688 Abbott Road in South Buffalo.

Sponsored by the Erie County Youth Bureau, the camp will run from 9 a.m. to 3 p.m. daily and will feature reading and writing activities, games, outdoor activities and much more. All activities align with Common Core and New York State Standards in education. The camp is limited to 20 participants on a first-come, first-served basis.

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One man shot on Leroy Avenue in Buffalo


BUFFALO, NY - Buffalo Police are looking for the suspect in a Thursday afternoon shooting not far from Delaware Park.

Police say an 18-year-old man was shot around 2 p.m. in the 200 block of Leroy Avenue. He was taken to Erie County Medical Center by he is expected to survive.

Anyone with information on the shooting is asked to call or text the Buffalo Police confidential Tip Call Line at 847-2255.

Financial Mistakes People Make at Different Ages

There's a saying that with age comes wisdom, but this may not always be true in the financial world. As people move through different life stages, there are new opportunities--and potential pitfalls--around every corner.

In your 20s

Living beyond your means. It's tempting to want all the latest and greatest in gadgets, entertainment, and travel, but if you can't pay for most of your wants up front, then you need to rein in your lifestyle. If you take on too much debt--or don't work diligently to start paying off the debt you have--it can hold you back financially for a long, long time.

Not saving for retirement. You've got plenty of time, so what's the rush? Well why not harness that time to work for you. Start saving a portion of your annual pay now and your 67-year-old self will thank you.

WNY VegFest 2015 – A Sustainable Awakening

WNY VegFest 2015 – A Sustainable Awakening

 

When people think of Buffalo, NY, they often think of a tumultuous amount of snow, chicken wings, and the losing streak of the Buffalo Bills. What many don’t know is that the city is rich with different cultures and an immense diversity of amazing food! Each summer promises various food festivals as an opportunity to venture out and experience something new, and in 2014 one group decided to take this a step further.

 

WNY VegFest merges Vegetarian and Vegan with a clean, sustainable, and healthy lifestyle. The event brought over 5,000 people to Delaware Park last year and expects an even larger turnout this year.

 

StreetPoetz.Com founder, Cece Carson, had a moment to speak with Albert Brown, one of the co-founders of WNY Vegfest and he provided insight into the birth of this astounding event.