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Handling Market Volatility

Conventional wisdom says that what goes up, must come down. But even if you view market volatility as a normal occurrence, it can be tough to handle when it's your money at stake.

Though there's no foolproof way to handle the ups and downs of the stock market, the following common sense tips can help.

Don't put your eggs all in one basket

Diversifying your investment portfolio is one of the key ways you can handle market volatility. Because asset classes often perform differently under different market conditions, spreading your assets across a variety of different investments such as stocks, bonds, and cash alternatives (e.g., money market funds and other short-term instruments), has the potential to help manage your overall risk. Ideally, a decline in one type of asset will be balanced out by a gain in another, though diversification can't guarantee a profit or eliminate the possibility of market loss.

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Book-signing Event to Celebrate Release of Ralph Galanti’s First Novel

Book-signing Event to Celebrate Release of Ralph Galanti’s First Novel

 

Lackawanna native Ralph J. Galanti Jr., retired athletic director at Erie Community College, will host a book-signing event from 11:30 a.m. to 1 p.m. Wednesday, Aug. 13, at Ilio DiPaolo’s Restaurant, 3785 South Park Ave., Blasdell. 

His book, “City of Steel ... Hearts of Gold — My Lackawanna,” takes place in the city of Lackawanna during the 1930s. It is a story dedicated to the men and women of Lackawanna and is loosely centered around the life and times of one of its prominent citizens, Ralph J. Galanti Sr.

An ACD is Not an Admission of Guilt in New York State

An ACD is Not an Admission of Guilt in New York State

 

An adjournment in contemplation of dismissal, commonly referred to as an ACD, is a sentence typically offered to a defendant when the crime charged is a misdemeanor and the defendant has no prior record. In sum, the case is put on hold for a specified amount of time (generally six months) and if the defendant has stayed out of trouble throughout that time period, the charges are dismissed. Under New York State law an ACD is not considered a criminal conviction nor involves a guilty plea. 

Youth Services Fair on Aug. 19 is Chance for Service Providers, Youths to Learn about Opportunities

Youth Services Fair on Aug. 19 is Chance for Service Providers, Youths to Learn about Opportunities

Youth service providers, as well as adolescents and family members seeking youth-specific assistance are invited to attend a free Youth Services Information Fair on Aug. 19 from 1-3:30 p.m. at St. Stanislaus Community Center, 389 Peckham St., Buffalo.

Catholic Charities’ Education and Workforce Development Department is hosting the event designed to encourage networking among service providers, explore youth service opportunities and learn about other providers, allowing interaction and relationship building among Buffalo and Erie County agencies which work with youth. The agencies help youth overcome the social, psychological and environmental barriers impacting their economic and educational success.

More than 20 providers will participate and provide displays, including Buffalo Prenatal Perinatal Network, Catholic Charities Women, Infants and Children nutrition program, Cornell Cooperative Extension, Neighborhood Legal Services and Compass House.

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Amherst Proclamation Recognizes Daemen’s ‘Great College’ Designation

Amherst Proclamation Recognizes Daemen’s ‘Great College’ Designation

The Town of Amherst Board honored Daemen College today with a proclamation in recognition of the institution recently being named to The Chronicle of Higher Education’s 2014 Honor Roll as a “Great College to Work For,” a designation that places the Amherst college as one of the top 10 small four-year institutions to work for in the country.

Deputy Supervisor Guy Marlette officially presented the proclamation to Daemen President Gary A. Olson at the Aug. 4 town board meeting.

“Daemen prides itself on being a devoted member of the Amherst community, and we are extremely honored that the town has recognized Daemen for earning this national distinction,” said Olson. “The dedicated, collective efforts of our faculty and staff have created an exceptional workplace at Daemen, and I’m immensely proud to serve as president of such an exemplary institution.”

The Resource Training Center, S.E.R.V. Niagara Announce Scholarship Recipients

 

Two local veterans have been awarded scholarships through the Gary L. Valeri Scholarship Program by The Resource Training Center of Amherst and S.E.R.V. Niagara. The scholarship, named after the former husband of S.E.R.V. Niagara’s founder who lost his long battle with addiction, will help train veterans to work as Credentialed Alcohol and Substance Abuse Counselors (CASAC). 

$4.2 Million Renovation of Existing Rainbow Bridge Bus Inspection Facility to Commence on 8/18

LEWISTON, NY – Today the Niagara Falls Bridge Commission (NFBC) announced that upcoming construction work related to the renovation of the Rainbow Bridge Canada plaza bus processing facility will begin on August 18th, 2014. This project is expected to wrap-up in May 2015 and will encompass a series of infrastructure improvements and enhancements, including the addition of new floors and processing space, exterior canopy modifications, relocation of existing boilers, shifting of the Canada-bound Currrency Exchange, and additional parking capacity.