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Earnings Call: A Closer Look at Financial Reports

The second quarter of 2016 marked the fifth quarter in a row of declining U.S. corporate earnings. Low oil prices and a strong dollar were largely to blame for lackluster financial results. 1

Publicly traded companies are required to report quarterly financial results to regulators and shareholders. Earnings season is the often-turbulent period when most companies must disclose their successes and failures.

An earnings surprise--whether profits come in above or below the stock market's expectations--can have an immediate effect on a company's stock price, so it's easy to understand why executives may go to great lengths to impress their investors. Earnings do represent a corporation's bottom line and are generally a key driver of the stock price over time. Still, an earnings surprise may not be a reliable indicator of a company's longer-term outlook, partly because earnings figures generally reflect past performance.

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Celebrate the Christmas Season with Special Events at Buffalo Niagara Heritage Village

Celebrate the Christmas Season with Special Events at Buffalo Niagara Heritage Village

From celebrating a Victorian Christmas to dining with Santa to enjoying a holiday tea with loved ones, Buffalo Niagara Heritage Village invites you to participate in their exciting events planned for the month of December.

Enjoy a menu full of Victorian Christmas recipes at the second annual “Taste of Christmas Past” from 5:30 to 9:30 p.m. Saturday, Dec. 3. The evening’s program includes:
• Music by Dan Wilke, organ grinder, from 5:30 to 7 p.m.
• 45-minute guided lantern tours of the village with one of BNHV’s costumed villagers (includes grounds and exterior of building) at 6:15 and 7:15 p.m.
• Music by the Hutchinson Family Revival from 7 to 9 p.m.
• Live auction at 8 p.m.
• Tree lighting ceremony and caroling on the historic bandstand at 8:15 p.m.
• Remaining auctions and raffles after tree lighting ceremony

Rural Outreach Center Seeks Sponsors to Adopt Needy Families This Holiday Season

Rural Outreach Center Seeks Sponsors to Adopt Needy Families This Holiday Season

The Rural Outreach Center (ROC) in East Aurora hopes to spread some holiday spirit this Christmas season by asking local individuals, families, businesses and organizations to “adopt” a deserving family and help make their holidays a little brighter. 

“This Christmas season we anticipate assisting 12 to 15 families who are actively pursuing their goals toward self-sufficiency,” said ROC Executive Director Frank Cerny. “Those receiving gifts this holiday season will be asked to make a contribution of some sort back to their community as part of the empowerment process. Virtually all participants in the program readily agree to do this as they too want to help others in some way. We call it the ‘pay-it-forward’ portion of the program.”

Explore Buffalo and Palace Theatre to Offer Lockport Tour of Homes

Explore Buffalo and Palace Theatre to Offer Lockport Tour of Homes

The Historic Palace Theatre in Lockport and Explore Buffalo are teaming up again to offer a great tour of homes to kick off the holiday season! Participants will enjoy touring 10 historic locations in the City of Lockport from noon to 4 p.m. Saturday, Nov. 19.

Starting at the Kenan Center Arena, guests will pick up their tour book containing histories of the buildings and a map with the locations of the homes. Carolers from the Palace Theatre’s production of Scrooge will be at the homes, adding to the holiday atmosphere. 

This tour is self-guided from home to home, with docents in each home. You can visit the homes at your own pace and in whatever order you choose. A map of home locations will be provided at the tour’s starting location inside the Kenan Center Arena (behind the Kenan Arts Center), 433 Locust St.

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The Importance of Saving for Retirement at a Young Age

A September 2015 study found that 60% of millennials think planning for retirement is harder than sticking with a diet and exercise plan. By contrast, 61% of baby boomers think dieting/exercising is harder, and 51% of Gen Xers think retirement planning is harder.

If you're an adult in your 20s, you are entering an exciting stage of life. Whether you've just graduated from college or are starting a new career, you will encounter many opportunities and challenges as you create a life of your own.

As busy as you are, it's no surprise that retirement may seem a long way off, especially if you're just entering the workforce. What you may not realize, however, is that there are four very important advantages to begin planning and saving for retirement now.

1. Money management skills

Expanded GDI Hacks Powered by AT&T to Benefit Local Women & Minority Owned Businesses & Nonprofits

Expanded GDI Hacks Powered by AT&T to Benefit Local Women & Minority Owned Businesses & Nonprofits

The Buffalo Chapter of Girl Develop It (GDI Buffalo) will once again host the region’s only all-women hackathon, GDI Hacks powered by AT&T, and has expanded it based on the popularity of last year’s event. The event, which will take place on Saturday, November 12th, 2016 from 8 am - 9 pm at the DIG Innovation Center, will be the second all-women hackathon in the region’s history and will expand the number of participants to 70 and double the number of businesses and nonprofits that can take part to 10. During the hackathon, teams of web developers, innovators, technologists, designers and marketing experts will be challenged to provide several area women and minority owned businesses or nonprofits with new or updated websites that they otherwise could not afford or have the expertise to do on their own.

One Million Lives Not Forgotten ... and the 100 That Will Die Tonight

One Million Lives Not Forgotten ... and the 100 That Will Die Tonight

By Peter Gold

Entering or exiting a vehicle by opening a vehicle door and not having another driver see you in the path of traffic has resulted in an estimated one million deaths since the inception of the motor vehicle. We are all guilty of being exposed. In memory of those one million who have died and the 100 men, woman and children who will die tonight, I beg every vehicle owner and every vehicle manufacturer to apply what I have invented to help prevent the needless loss of life.